Asset-Based Loan Programs

Harbor Lending is a mortgage lender focused on bridge and investment financing. Our programs are asset-based; the story, the equity, the assets, and the exit strategy drive the decision. One relationship manager. One lender. Subject to approval and program guidelines.

Buy Before You Sell

Consumer Bridge Loan

A residential bridge loan for homeowners.

The Consumer Bridge Loan helps qualified homeowners use equity from their current home to purchase their next home before selling.

Designed for Homeowners buying before they sell.
Common use Purchase the next primary residence before the departing home is sold.
Structure Asset-based bridge loan secured by real estate collateral.

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Put Your Equity to Work

Business Purpose Loan

Short-term capital for real estate investors.

The Business Purpose Loan is designed for investors who need fast, asset-based capital for acquisitions, investment scenarios, and time-sensitive opportunities.

Designed for Real estate investors and business purpose borrowers.
Common use Acquisition capital, 1031 exchange timing, equity extraction, or transitional refinance.
Structure Asset-based financing driven by property, equity, and exit strategy.

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