Harbor Lending Calculators

Harbor Lending’s calculators are designed to help mortgage brokers and real estate professionals quickly evaluate potential loan scenarios before submitting a file for review. The Consumer Bridge Loan Calculator is available now. Our Business Purpose Loan Calculator is coming soon.

Use the calculator below to enter your scenario details, estimate results, download a PDF summary, or send the scenario to Harbor Lending for review. After entering or changing values, click Calculate scenario to update the results.

For questions or help reviewing a scenario, email sales@harborlending.com.

Harbor Lending

Consumer Bridge Loan Calculator

Start by selecting a calculator mode. Enter the requested values, then click Calculate scenario.

Calculate maximum loan amount: Use this when there is a known subject purchase price. Enter the departing home value, existing 1st mortgage, HELOC / 2nd mortgage payoff, and subject purchase price. The calculator estimates the maximum loan amount, cash needed to close before closing costs, or estimated cash surplus.

Calculate maximum purchase price: Use this when the borrower wants to estimate how much they may be able to purchase. Enter the departing home value, existing 1st mortgage, HELOC / 2nd mortgage payoff, and cash for down payment if desired. The subject purchase price is set to $0 in this mode.

Select Your Calculator Mode

May be available for qualified borrowers and eligible collateral. Higher CLTVs may be available by exception.
*To be paid off and closed with the new consumer bridge loan, if applicable.
Used for maximum purchase price.
Required for maximum loan amount mode. Used for maximum loan amount and cash needed to close before closing costs.
Subject purchase price is required to calculate maximum loan amount.
Please note: Select your calculator mode, enter your values, then click Calculate scenario. Results do not update until the button is clicked. Click Calculate scenario again whenever any value is changed.

Loans are subject to credit and underwriting approval. Not all borrowers or properties will qualify. Receipt of application does not constitute an approval for financing or an interest rate guarantee. Program availability may vary by state. This is not a commitment to lend. For Mortgage Brokers and Real Estate Professionals Only. Program guidelines are subject to change without notice. Equal Housing Lender.